🚀 2026 Edition

Checking your Bank Balance should be simple

Learn how to check your bank account balance using SMS, missed call, or passbook methods provided by your bank. No login required. No internet needed. 100% private. Informational guide only. Not affiliated with any bank.

Why Choose ABB?

Designed with your privacy and convenience in mind

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100% Secure

Your banking credentials are never stored or transmitted. We never ask for passwords, OTPs, or PINs.

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Works Offline

Access verified bank shortcuts without an active internet connection. Perfect for areas with poor connectivity.

Lightning Fast

Minimal app size. Instant loading. No unnecessary permissions. Blazing fast access to what you need.

Verified Data

Every bank shortcut is manually verified and regularly updated to ensure accuracy and reliability.

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All Major Banks

Comprehensive directory covering all major Indian banks and financial institutions in one place.

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No Permissions

Minimal invasive permissions. We do not access your contacts, messages, or any personal data.

What You Get

Everything you need in your pocket

Bank Balance Check

Instant access to missed call and SMS numbers for balance inquiries

Mini Statement Access

Get your last 5–10 transactions via verified SMS services

EPF Balance Check

Access EPFO shortcuts to check your PF balance anytime

Holiday Calendar

Stay updated with state-wise bank holidays

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Available on Google Play

Download the app and get started in seconds

Frequently Asked Questions

Everything you need to know

Is my data safe with ABB?

Yes, absolutely. ABB is a non-custodial utility that never stores, transmits, or accesses your banking credentials. We only provide a directory of publicly available bank shortcuts.

Does ABB need internet to work?

The app itself works completely offline. However, you will need internet when initiating bank calls or SMS through your phone's dialer and messaging apps.

Which banks are supported?

ABB covers all major Indian banks including SBI, ICICI, HDFC, Axis, PNB, BOB, and many others. Check the app for the complete list.

Is ABB affiliated with any bank?

No, ABB is completely independent. We are not affiliated with, authorized by, or endorsed by any bank, RBI, government agency, or financial institution.

What permissions does ABB require?

ABB requires minimal permissions - just the ability to initiate calls and SMS through your default apps. We do not access contacts, messages, or any personal data.

Contact Us

Have questions or feedback? We'd love to hear from you

Get in Touch

We're here to help with any questions about ABB.

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Email Us

developer.appsbox@gmail.com

Response Time

We reply within 24–48 hours

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Privacy First

Your message is sent directly via your mail app

Legal Disclaimer

Please read before using our app or website

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Important Notice

ABB (Bank Balance Utility) is an independent software utility and reference directory. It is NOT affiliated with, authorized by, endorsed by, or connected to any bank, the Reserve Bank of India (RBI), EPFO, or any government agency.

This application does NOT:

  • Facilitate financial transactions or money transfers
  • Provide financial advice or investment recommendations
  • Act as a bank or financial institution
  • Access, store, or transmit your banking credentials

It serves only as a directory of publicly available bank communication shortcuts.

⚠️ Users are responsible for verifying all numbers with their respective banks before use. Carrier charges may apply for SMS and calls initiated through the app.
🔒 Legal

Privacy Policy

Last Updated: April 2026

Introduction

ABB (Bank Balance Utility) is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our application.

What We Don't Collect

ABB does NOT collect:

  • Banking credentials or passwords
  • Personal financial information
  • Account numbers or transaction details
  • Phone numbers or contact information
  • Location data
  • Device identifiers

What We Do Collect

  • App Usage Data: Anonymous information about which features you use
  • Device Type: Android version and device model (for compatibility)
  • Crash Reports: Technical errors (only with your permission)

How We Use Information

Any information collected is used ONLY to:

  • Improve app performance and stability
  • Fix bugs and technical issues
  • Understand app usage patterns

Data Security

We use industry-standard security practices to protect any data collected. However, no method of transmission is 100% secure.

Third-Party Services

Google Play Services: We use Google Analytics to understand app usage. Google has its own privacy policy.

Google Mobile Ads: We use Google Ads for monetization. Google collects advertising data separately.

User Rights

You have the right to:

  • Access what information we collect
  • Request deletion of your data
  • Opt-out of analytics (disable in app settings)
  • Uninstall the app anytime

Contact Us

Email: developer.appsbox@gmail.com

If you have questions about this Privacy Policy, please contact us.

Changes to This Policy

We may update this Privacy Policy. Continued use of the app means you accept any changes.

📱 About

About ABB

Bank Balance Utility • Independent • Secure • Offline

Who We Are

ABB (Bank Balance Utility) is an independent Android application designed to help users quickly access verified bank contact shortcuts for balance inquiries and mini statements — without needing to remember complex numbers.

Our Mission

To provide Indian users with a secure, lightweight, and offline-capable directory of verified bank communication shortcuts — empowering financial awareness without compromising privacy or security.

Why We Built ABB

We observed that many people struggled to find their bank's balance inquiry numbers. They had to:

  • Search the internet repeatedly
  • Remember complex USSD codes or phone numbers
  • Call customer service for basic information
  • Dig through old SMS messages

ABB simplifies this by keeping all verified bank shortcuts in one lightweight app that works offline.

Our Core Values

🔒 Privacy First
We never store or access your banking credentials. Your data remains private and secure.

🛡️ Security
We use industry-standard security practices to protect any data we collect.

📱 Lightweight
Minimal app size, minimal permissions. Just what you need, nothing more.

✓ Accuracy
Every bank contact is manually verified and regularly updated.

🌐 Independence
We're not affiliated with any bank. Completely independent and unbiased.

⚡ Efficiency
Works offline. Fast loading. No unnecessary features.

What ABB Offers

  • Balance Check Numbers: Missed call and SMS shortcuts for major Indian banks
  • Mini Statement Access: Quick links to get transaction history
  • EPF Balance: EPFO contact shortcuts for PF inquiries
  • Holiday Calendar: State-wise bank holiday information
  • Offline Functionality: Access shortcuts anytime, anywhere
  • Minimal Permissions: Only what's necessary

What ABB is NOT

  • A banking app — we don't facilitate transactions
  • A financial advisor — we don't offer investment advice
  • Affiliated with any bank — completely independent
  • Regulated by RBI — we're a utility, not a financial service

Our Commitment

We're committed to:

  • Maintaining accurate and updated bank information
  • Protecting user privacy and security
  • Providing a lightweight, efficient experience
  • Listening to user feedback and improving
  • Operating transparently about data collection

Contact & Support

Name:Raghav Thakkar

Location:India

Email:developer.appsbox@gmail.com

Have questions? Want to report incorrect information? Have suggestions? We'd love to hear from you!

⚖️ Legal

Legal Disclaimer

Please read carefully before using ABB

⚠️ CRITICAL: Please read this disclaimer carefully before using ABB.

What ABB Is NOT

  • A bank or financial institution
  • A payment service provider
  • Affiliated with any bank
  • Authorized by RBI, NPCI, or government agencies
  • Providing financial advice
  • Facilitating money transfers

Nature of ABB

ABB is a reference directory application that provides publicly available bank contact shortcuts. It is ONLY a utility to help users find verified bank communication numbers for balance inquiries and information requests.

Bank Numbers & Verification

You are responsible for:

  • Verifying all provided bank numbers with your bank
  • Confirming official contact information
  • Checking for updates on your bank's official website

ABB makes best efforts to maintain accuracy, but we cannot guarantee real-time updates. Banks may change numbers without notice.

No Data Storage

ABB does NOT:

  • Store your banking credentials or passwords
  • Access your bank account information
  • Store personal financial data
  • Store any sensitive information

Limitations of Liability

ABB and its developers are NOT responsible for:

  • Bank system failures
  • Incorrect or outdated bank numbers
  • Financial losses
  • Fraud or unauthorized transactions
  • Data breaches (we store no sensitive data)
  • Device compatibility issues

Carrier Charges

Important: Calling or SMS-ing banks may result in carrier charges. Standard rates apply. ABB is not responsible for any charges incurred.

Regulatory Notice

This application is NOT regulated by RBI, NPCI, or any government financial regulator. For complaints about banks, contact the RBI Ombudsman.

By Using ABB, You Acknowledge:

  • You have read and understood this disclaimer
  • You accept all limitations and risks
  • You will verify information independently
  • ABB provides no financial services
  • You hold ABB harmless from any claims or damages

Contact

Email:developer.appsbox@gmail.com

For questions or concerns, contact us.

📜 Legal

Terms of Service

Last Updated: April 2026

1. Acceptance of Terms

By downloading and using ABB (Bank Balance Utility), you agree to these Terms of Service. If you disagree, do not use the app.

2. License Grant

We grant you a limited, non-exclusive license to use ABB for personal, non-commercial purposes only.

3. User Responsibilities

You agree to:

  • Use the app legally and ethically
  • Not attempt to reverse-engineer or hack the app
  • Not redistribute or modify the app
  • Verify bank numbers independently before use
  • Be responsible for any charges incurred

4. No Financial Services

ABB is NOT a financial institution. We do not:

  • Facilitate money transfers
  • Provide financial advice
  • Store or access banking credentials
  • Execute financial transactions

5. Limitation of Liability

ABB is provided “AS IS” without warranties. We are NOT liable for:

  • Bank system failures or downtime
  • Incorrect or outdated bank numbers
  • Financial losses or fraud
  • Any damages arising from app use

6. No Affiliation

ABB is NOT affiliated with, authorized by, or endorsed by any bank or government agency.

7. Disclaimer of Warranties

We make no representations about accuracy or completeness of information. Bank numbers may change without notice.

8. User Content

You are responsible for any data you input into the app. Keep your data confidential and secure.

9. Termination

We reserve the right to modify or discontinue the app at any time, with or without notice.

10. Changes to Terms

We may update these Terms. Continued use means acceptance of changes.

11. Governing Law

These Terms are governed by the laws of India.

12. Contact

Email:developer.appsbox@gmail.com

For questions about these Terms, contact us at the above address.